ICICI Education Loan
The ICICI education loan is a very comprehansive and easy to obtain loan. It covers the course fees and other supplementary expenses such as travel and living etc. The procedure of obtaining the loan is fairly simple. The studernt requires to submit the letter from the institution confirming his or her admission and the detailed fee structure of the institute. The student also requires to submit other important documents important for the loan. In aaddition to all this which is common for most banks, the ICICI bank also requires the student to give a letter from ICICI prudential confirming that he will get into the company's paytroll.
The education loan can be obtained only for graduate studies ; for both India and abroad. The loan amount will be payable directly to the institution , hostel, library, book purchase store and wherever applicable. The total loan amount has a minimum limit of 50,000 INR. For studies in India the upper limit is 4,00,000 INR and for studies abroad is also 4,00,000 INR. The interest rate is 13% for studies in India and 13.75% for studies abroad.
The loan takes care of modern day requirements of education like purchase of computers etc.
The loan obtaining is very easy and hassle free. But the loan has one drawback. Most of the customers complain that the amount of 4,00,000 INR is a bit less for studies abroad.
Here are a few important information for those wish to take this loan-
Necessary documents
Identification proof
Address proof of permanant address
Qualification proof
Signature proof
Documents for co applicant(parent or earning sibling)
Identification proof
Income statement
Bank statement for last 6 months
Address proof of permanant address
Signature proof
Customer Care Numbers:
Toll-free numbers
India: 1800-22-4848
Singapore: 800 ICICI 4U
UK: 0 8081 314151
US/Canada: 1866 ICICI 4U
Non toll-free number: +91-40-2312 8925
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